Webinar - Estate Planning for Retirement Benefits after SECURE: The new planning landscape and what to do with existing plans.

Date: Thursday, September 3, 2020
Time: 3:30pm - 5:30pm
Location: Zoom Web Conference - Link will be provided 8-28-20
Speaker: Natalie Choate

September 3, 2020 Time: 3:30-5:00 pm. 

After joint with the FPA of Greater St. Louis. Two hour presentation

Zoom Meeting Only 

About the Program

Three major new developments in planning for retirement benefits! The SECURE Act upended classic estate planning techniques by replacing the “life expectancy payout” with the “10-year rule” for most beneficiaries. The CARES Act cancelled required minimum distributions for 2020, plus provides tax breaks for coronavirus-related distributions. Plus, new IRS life 3 expectancy tables!


  • What to tell new clients about their options for retirement benefits
  • Reviewing existing estate plans---don’t change the document, change the plan!
  • How does the 10-year rule work for individuals? Trusts?
  • The four different sets of minimum distribution rules for the five categories of “eligible designated beneficiaries” who still get the life expectancy payout
  • Alternatives---charitable trusts, Roth conversions, annuities?
  • SECURE effect on pre-2020 deaths
  • CARES cancels RMDs: Planning implications, effect if you already took RMD

About the Speaker

Natalie Choate is a lawyer with the Boston firm of Nutter McClennen & Fish. Her practice is limited to consultations on estate planning for retirement benefits. Her book Life and Death Planning for Retirement Benefits is a leading resource for estate planning professionals.

Miss Choate is a fellow and former Regent of the American College of Trust and Estate Counsel and former chairman of its Employee Benefits Committee. She serves as an editorial advisor for Trusts and Estates. Named “Estate Planner of the Year” by the Boston Estate Planning Council, she is listed in The Best Lawyers in America. The National Association of Estate Planners and Councils has awarded her the “Distinguished Accredited Estate Planner” designation.

Her articles on estate planning topics have been published in ACTEC Notes, Estate Planning, Trusts and Estates, Tax Practitioners Journal and Tax Management. Miss Choate has lectured in all 50 states, Canada, Puerto Rico, and the District of Columbia, and has spoken at the Heckerling, Notre Dame, California, and Southern Federal Tax Institutes, among others. Her comments on estate and retirement planning have been quoted in The Wall Street Journal, Money, The New York Times, Newsweek, Forbes, Financial Planning and Financial World.

Reservation Policy

All attendees are required to register in advance.  Webinar Group - Members $12 and $25 for guests. If you reserve and are unable to attend, please cancel your reservation at least 24 hours in advance of the meeting to receive a refund or a credit for a future meeting.

Continuing Education

EPCSTL has requested approval for continuing education in the following areas: Banking, CLE, CPE 

FPA Association  has requested approval for CE in the following areas: Missouri Life & Health Insurance CFP   

EPCSTL is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit.

Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.learningmarket.org. Complaint resolution policy: please note your problem in the speaker evaluation.

CPE Information for CPAs

       CPE Learning Objectives

Delivery Method: Live

Earn 2 CPE Credits for this session. 
       Field of Study: Specialized knowledge.
       Program: Intermediate
       Prerequisites: There are no prerequisites or advanced preparation for this session.
       Who should attend: Everyone at all levels

A certificate of completion will be available for those CTFAs, CPAs, and CWS designees who feel the program satisfies their continuing education requirements.

CFP Learning Objectives

Level of Complexity: Overview 


Click HERE for the EPCSTL New Member Application

See Upcoming Event Calendar